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DICDL payment schedule

This turns a Dholera allotment letter into actual calendar dates and amounts, because the policy counts every deadline from the letter rather than from the agreement. Missing the first one costs you the deposit and the processing fee.

Updated 11 August 2026. Clauses read directly from the allotment policy PDF on 11 August 2026.

Date on the allotment letter

Total allotment price, in rupees

Down payment, 10%, due by0

Amount0

Stage I, 30%, due by0

Amount0

Stage II, 60%, due by0

Amount0

Stage I extension window closes0

Interest if Stage I runs the full extension0

Stage II extension window closes0

Interest if Stage II runs the full extension0

Interest is calculated at 12 percent a year on the amount overdue, for the number of days in the extension window, using a 365 day year. The policy states the rate and the windows. It does not state the day count convention, so the day count here is this site's arithmetic and a demand note may differ slightly.

The clock starts on the allotment letter, not on the agreement

People plan their money around the date they sign an agreement. The allotment policy does not work that way. Every deadline runs from the date on the allotment letter, and the agreement is executed only after the whole price has been paid.

Ten percent falls due within ten days. Thirty percent within ninety days. The remaining sixty percent within a hundred and eighty days. Miss the ninety day mark and the committee may allow payment between day ninety one and day one hundred and fifty, with interest at twelve percent a year. Miss the hundred and eighty day mark and it may extend by up to ninety further days, again at twelve percent on the balance.

Possession comes last. The agreement is executed within ten days of the full payment, and possession is given at execution. So the six month schedule above is the whole of the money going out before anything is handed over.

These extensions are permissive, not automatic. The policy says the committee may allow them. Nothing here should be read as a guarantee that a late payment will be accepted.

The schedule as the policy prints it

The DICDL payment stages. Source: DICDL Land Allotment Policy 2016 as amended in 2019, on dholera.gujarat.gov.in, read 11 August 2026.
Stage	Share of price	Deadline from the allotment letter	If it is missed
Down payment	10%	10 days	The earnest money deposit and the processing fee are forfeited
Stage I	30%	90 days	The committee may allow day 91 to day 150 with interest at 12% a year
Stage II	60%	180 days	The committee may extend by up to 90 further days with interest at 12% a year on the balance
Agreement	-	10 days after full payment	Possession is given at execution

Where this comes from

The 10, 30 and 60 percent stages and the 10, 90 and 180 day deadlines CONFIRMED DICDL Land Allotment Policy 2016 as amended by Amendment 01 of 2019, in force from 16 February 2019.
Printed pages 13 and 21 of the DICDL Land Allotment Policy 2016 as amended by Amendment 01 of 2019, in force from 16 February 2019. Read directly from the policy PDF on 11 August 2026.
The two extension windows and the 12 percent a year interest CONFIRMED DICDL Land Allotment Policy 2016 as amended by Amendment 01 of 2019, in force from 16 February 2019.
Printed page 21.
The earnest money deposit and processing fee are forfeited if the down payment is missed CONFIRMED DICDL Land Allotment Policy 2016 as amended by Amendment 01 of 2019, in force from 16 February 2019.
Printed pages 16, 18 and 20.
The day count convention used for the interest UNKNOWN
The policy states the rate but not the convention. This page uses a 365 day year and simple interest, which is this site's arithmetic rather than the policy's.

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